Any Medical Condition

All types of medical conditions to a high level of severity or even those with a terminal prognosis can be covered. Cover is also available to travelers on a course of chemotherapy or radiotherapy and mental health conditions are equally insurable.

Three Levels of Cover

Once the application form has been completed travelers will be offered a choice of buying either a silver, gold or platinum policy. This means that they are able to choose which level of cover would most suit their needs and therefore avoid paying additional premium for a benefit they may not require.

Personal Property

Delayed Baggage

If personal baggage is delayed for at least twelve hours on the outward journey the policy will cover the cost of buying replacement necessities up to the amount shown in the schedule of cover and limits.

£10m Medical Expenses

Up to £10m to cover the costs incurred outside the UK for emergency medical and surgical treatment and repatriation expenses. In addition, hospital benefit is available for up to £25.00 for each 4 hour period spent in hospital as a patient and up to a maximum amount of £300 for the cost of replacing essential medication lost or stolen while outside the UK.

Holiday Cancellation

Cover up to the amount shown in the schedule of cover and limits is provided for travel and accommodation expenses paid or contracted to be paid in respect of the holiday if it is necessary and unavoidable to do so due to illness, death or disablement by bodily injury to the insured person. This cover also applies to any close relative of or any person travelling with the insured person.

No Excess

Depending on the level of cover purchased there may be no excess payable on any claim made including medical, repatriation and cancellation expenses.

No Age Limit

There are no age limits on single trip policies.